Hometown Account Comparison
| Account Details | Hometown Green | Hometown Advantage | Hometown Select | Hometown Prestige |
|---|---|---|---|---|
| Amount Needed to Open | $100 | $100 | $100 | $100 |
| Minimum Monthly Balance to Avoid Service Charge | None | $100 | None | None |
| Interest Bearing | Yes* | Yes on balances over $1,000 |
Yes | Yes |
| Monthly Service Charge | None | None unless balance falls below $100, then $8 + tax | $5 + tax | $2.50 + tax |
| Debit Card Daily Limits | $200 cash withdrawals $1,000 point of sale transactions |
$200 cash withdrawals $1,000 point of sale transactions |
$200 cash withdrawals $1,000 point of sale transactions |
$200 cash withdrawals $1,000 point of sale transactions |
| eStatements | Required | Available | Available | Available |
| Check Images on Statements | Yes | Not available | ||
| AD&D Insurance | $10,000 accidental death and dismemberment insurance | $20,000 accidental death and dismemberment insurance | $20,000 accidental death and dismemberment insurance | |
| Commercial Carrier Insurance | $100,000 of coverage is in force when traveling as a fare-paying passenger commercial carrier | $100,000 of coverage is in force when traveling as a fare-paying passenger commercial carrier | $100,000 of coverage is in force when traveling as a fare-paying passenger commercial carrier | |
| Safe Deposit Box^ | No charge for first year rental on basic safe deposit box. | No charge for first year rental on basic safe deposit box. Annual renewal half-price. | No charge for first year rental on basic safe deposit box. Annual renewal half-price. | |
| Other Details and Requirements | -Interest rate bonus on new CD's *To earn Bonus Rate*: -Complete 10 debit card transactions -Direct deposit or ACH Debit posted and cleared per qualification cycle |
-Discount on printed checks -Interest rate bonus on new CD's |
-Discount on printed checks -Includes three money orders and one cashiers check per month at no charge -Interest rate bonus on new CD's |
-Must be 55 years old or older -Discount on printed checks -Includes three money orders and one cashiers check per month at no charge -Interest rate bonus on new CD's |
Terms and conditions apply. ^Contents of safe deposit boxes are not insured by FDIC. See State Bank of Toledo representative for full details.
