Privacy Policy

Facts	What does State Bank  of Toledo do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Overdraft history and transaction or loss history Payment history and credit card or other debt When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Toledo chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information	Does The State Bank of Toledo share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	No	We don't share.
For joint marketing with other financial companies	No	We don't share.
For our affiliates’ everyday business purposes- information about your transactions and experiences	No	We don't share.
For our affiliates’ everyday business purposes- information about your creditworthiness	No	We don't share.
For our nonaffiliates to market to you	No	We don't share.

QUESTIONS?  Call 641-484-2980 or go to www.banktoledo.com

 

Who are we
Who is providing this notice?	State Bank of Toledo P.O. Box 309, Toledo IA 52342

 

What we do
How does State Bank of Toledo protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does State Bank of Toledo collect my personal information?	We collect your personal information, for example, when you open an account or make a wire transfer apply for a loan or provide account information show your government-issued ID or use your credit or debit card make deposits or withdrawals from your accounts We also collect your personal information from others, such as the credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes-information about your creditworthiness  affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. State Bank of Toledo does not share with our affiliate.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. State Bank of Toledo does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. State Bank of Toledo does not jointly market with a non-financial service provider.

 

State Bank of Toledo Websites

If you use SBT websites, we may collect certain information from your device or web browser, including but not limited to your browser type, your geographic location, the date and time of your visit, and the SBT website pages that you visit (“website data”). We may collect this information through the use of cookies, Adobe Flash objects, floodlight tags, pixel tags, web beacons, and log files. Website data alone (i.e., when it is not associated with other personal information) is not deemed to be personal information.

State Bank of Toledo Mobile Applications

If you choose to use a SBT mobile app, we may collect certain information from the app and your mobile device (“mobile app data”), including but not limited to geographic location information, unique device identifier information, and website data (as defined above). If the SBT mobile app collects any sensitive information from your mobile device that is not identified here, then we will notify you before doing so.

Google Analytics uses cookies to collect data on our behalf. More information on how Google uses this data can be found here.

Updated 05/2024