About State Bank of Toledo
Your Hometown Bank Since 1927
State Bank of Toledo is a trusted financial partner for individuals, families, and businesses throughout Tama County and the surrounding areas. Since our start in 1927, we have remained committed to providing personalized banking solutions supporting our community's financial growth and stability.
As a local bank, we believe in building relationships over simply processing transactions. Our team members are more than just bankers—they're your neighbors, friends, and community leaders, dedicated to helping you succeed. Choosing to bank with us means you're not just a customer; you're actively contributing to the growth and success of our local economy.

Rooted in Community, Committed to You
At the State Bank of Toledo, we know when individuals and businesses succeed, the entire community benefits. That’s why we take a hands-on approach to helping local businesses grow, supporting families in achieving their financial goals, and reinvesting in our community. Our employees are actively involved in local organizations, schools, and volunteer efforts because we believe a strong bank helps build a stronger community.
Banking Services Designed for Your Success
We offer a full range of personal and business banking solutions to meet your needs:
- Spend: Flexible checking account options and credit cards with competitive rates.
- Save: Savings accounts, Certificates of Deposit (CDs), and Money Market Accounts that help you save for the future.
- Borrow: Personal, business, auto, agricultural, and real estate lending tailored to your goals.
- Investment Services: Expert guidance in wealth management, retirement planning, and financial growth.
Executive Leadership Team:
L to R: John, Lynne, Mike, Carrie, Phil, John

Board of Directors Members:
Back L to R: John ('25 new member), Kyle, Tom, Dr. Mike, John, Jason, Tim.
Front L to R: Amanda ('25 new member), Amanda ('25 new member), Donna, Joe ('25 exiting member), Jim ('25 exiting member), Bill ('25 exiting member).
Convenient Locations & Hours
We proudly serve the community with two convenient bank locations in Toledo:
Main Bank (24/7 Walk-Up ATM Available)
100 E High Street, Toledo, IA 52342
641.484.2980
Lobby Hours:
- Monday – Thursday: 8:30 AM – 2:30 PM
- Friday: 8:30 AM – 4:30 PM
South Bank (24/7 Drive-Thru ATM Available)
1003 S County Road, Toledo, IA 52342
641.484.2980
Lobby Hours:
- Monday – Friday: 8:30 AM – 4:30 PM
- Saturday: By appointment only
Drive-Up Hours:
- Monday – Thursday: 8:00 AM – 4:30 PM
- Friday: 8:00 AM – 5:30 PM
- Saturday: 8:00 AM – Noon
Visit Us Today to Learn More
Experience the personal service and hometown values that have made the State Bank of Toledo a trusted name in Iowa banking since 1927. Whether you are looking for a checking account, savings plan, loan, or investment options, we’re here to help you make the most of your money.
Stop by one of our locations or contact us today to see how we can help you achieve your financial goals.
