Our High-Yield Money Market Account Grows Your Savings
At State Bank of Toledo, we believe that saving should be simple, secure, and rewarding. As your trusted local bank since 1927, we proudly offer an insured Money Market Account, designed to help you increase wealth while maintaining easy access to your money. Whether you're saving for retirement, a major life event, or simply looking to earn a competitive interest rate on your savings, our Money Market Account provides the flexibility and security you need.
What is a Money Market Account?

A Money Market Account is a deposit account offered by the State Bank of Toledo for people interested in earning higher interest than a traditional savings account while maintaining access to their funds. This unique set of features makes our Money Market Account a popular alternative to savings accounts and Certificates of Deposit (CD).
Why Choose a Money Market Account?
- Competitive Interest Rates: Earn a high-yield savings account rate while keeping your funds accessible.
- Easy Access to Your Money: You can make up to six transfers or checks per month and enjoy unlimited in-person withdrawals at our branches.
- FDIC Insured Security: Rest easy knowing your funds are protected.
- Low Minimum Balance Requirement: Open an account with just $2,500 and maintain this balance to continue earning interest.
- Personalized, Hometown Service: Our friendly, local banking team is here to help you make the most of your money with higher interest rate investment strategies.
The Benefits of Banking Local
As your hometown bank, we take pride in building strong financial futures for our neighbors. Our team lives right here in our Tama County communities and we’re committed to providing personalized service that puts your financial success first. Whether you are planning for the future, saving for retirement, or simply looking for a better way to grow your funds, our Money Market Account is a smart choice for savvy savers like you.
Open a Money Market Account Today!
Open a Money Market Account with State Bank of Toledo and experience the benefits of a high-interest savings account with the service and trust of a hometown bank.
Contact us to learn more about current rates and terms, or stop by one of our Toledo, Iowa bank locations to open your account. Our friendly team is ready to help you make the most of your savings!