Checking Account Options for Everyone
The banking professionals at State Bank of Toledo know that choosing the right checking account is essential for managing your finances effectively. As your hometown bank in Tama County since 1927, we offer a variety of checking accounts designed to meet the needs of our community members.
Checking Accounts That Work for You
Whether you prioritize earning interest, avoiding fees, or securing extra perks, we offer a selection of checking accounts designed to fit your financial lifestyle. Our goal is to provide convenience, security, and value, all backed by the fast and friendly service you can only get from a hometown bank. Whether you're looking for a straightforward everyday account, special perks for seniors, or a student-friendly option, we've got you covered with the right type of checking account.
Hometown Green Checking
Our Green Checking account is designed for environmentally conscious customers seeking a paperless banking experience. With a low opening deposit of $100 and no monthly service fee, this account provides generous debit card transactions and access to our online banking and mobile banking features. This checking account option requires electronic statements (eStatements), allowing you to contribute to a greener environment while enjoying all the modern conveniences of digital banking.
Hometown Advantage Checking
The Hometown Advantage Checking account provides a comprehensive banking solution with added benefits. Hometown Advantage customers enjoy unlimited check writing, no monthly service charges if the daily balance stays above $100, and the ability to earn interest on account balances over $1,000. Hometown Advantage also includes free $10,000 Accidental Death Insurance and $100,000 Commercial Carrier Insurance policies ensuring peace of mind for you and your loved ones.
Hometown Select Checking
Our Hometown Select Checking account provides a great option for everyday banking. With a low opening deposit of $100, no minimum balance requirement, and a preferred interest rate on your balance, this account also includes unlimited check writing, discounted personalized checks, and additional perks like a free basic safe deposit box for the first year. It also comes with $20,000 in Accidental Death Insurance and $100,000 in Commercial Carrier Insurance, ensuring extra peace of mind.
Hometown Prestige Checking
For those 55 and older, our Hometown Prestige checking account option offers all the benefits of Hometown Select Checking but at a reduced monthly service charge of just $2.50 plus sales tax. This account provides convenient, low-cost banking with extra advantages tailored to our senior customers.
Hometown Student Checking
Our Hometown Student Checking account is designed specifically for part-time and full-time students. With a $100 opening deposit, no monthly service charge as long as the balance remains above $0.01, and unlimited check writing and debit card transactions, this account is a great way for students to manage their finances while benefiting from the convenience of digital banking.
Why Choose State Bank of Toledo?
- Local Expertise: Our team lives and works in Toledo and the surrounding area, giving us a deep understanding of the community's financial needs.
- Personalized Service: We offer tailored solutions and one-on-one consultations to help you choose the best account for your situation.
- Modern Convenience: Access your accounts 24/7 with our online and mobile banking platforms and enjoy modern banking features such as mobile check deposit and online bill pay.
- Nearly a Century of Investing in Our Community: Since 1927, the State Bank of Toledo has been investing in the success of our community. As a locally founded and operated bank, we are deeply invested in the success of our friends, neighbors, and local businesses.
Visit Us Today!
Experience the difference of banking locally. Stop by either of our bank locations in Toledo to speak with our friendly staff, or contact us to learn more about our checking account options.
